SOFI

SoFi

SOFI

18.73

+1.44% today·+1.68% 24h·0.00% weekly

Playbook as of 5:19:12 AM

Desk

The lean

Green on the daily chart
HourlybouncingDailyalready greenWeeklyalready green↑ 19.67 unless 17.61

62%green

38%red

Near-term lean is green on the daily chart. That is not “green all week.” Hourly chart bouncing · Daily chart already green · Weekly chart already green.

Daily

Markup

Head & shoulders

Wave 3 · High-range digestion

Support
17.08
Resistance
18.70
Unless
17.61

Thesis holds unless it loses 17.61.

Hourly

Red soon

Head & shoulders

Wave 1 · High-range digestion

Support
17.65
Resistance
18.72
Unless
17.65

Thesis holds unless it loses 17.65.

Weekly prediction

Markup

Wave 3 in progress

Head & shoulders

↑ 19.67

unless ↓ 17.61

Magnet 19.67 up unless it takes 17.61 underneath. Weeks, not Friday. Rebuilds when you open this page or hit Refresh.

Swing

No trade. Wait for 18.70 to break.

Swing setup · spot / bags

Where to add, where to take profits

Built for swing and DCA — not for perps. The stop is the count kill. Leverage uses the ticket below.

Daily chart

Stand aside

No trade. Wait for 18.70 to break.

Wave 3 with no named pattern. Forcing a side here is how accounts die.

Leverage

No leverage ticket.

Leverage · crypto perps / futures

40–60 pip stop, entry, take-profit, size

Not the swing ticket. Isolated only. You pick the leverage — we do not cap it.

1h · market entry

Stand aside

No leverage ticket.

Votes split across daily, 15m, and the live tape. No perp.

Project

SoFi is a consumer fintech with a bank charter

SoFi is a consumer fintech with a bank charter. The bid is member growth and a path to durable ROE.

Drivers — Member and product growth · Net interest margin · Fee / tech platform mix

Risks — Credit cycle · Funding cost spike

Levels

If it breaks

Support, resistance, and the next magnet

Resistance

18.70

If resistance breaks

18.80

If 18.70 breaks, the next magnet is 18.80.

Support

17.08

If support breaks

16.72

If 17.08 breaks, the next bid is 16.72.

Path

Predictions for the next 90 days

Read from the daily and weekly charts

House / bear / bull path from this print — structure, not headlines.

Read from the daily and weekly charts — Wave 3 / Head & shoulders. SoFi is a consumer fintech with a bank charter. The bid is member growth and a path to durable ROE.

30 days

18.92

17.08 — 18.92

Wave 3 on the daily. 30 days is the floor test — 17.08 or the next impulse. Member and product growth.

60 days

19.18

14.88 — 19.18

If Wave 3 holds, 60 days walks toward 19.18. SoFi is a consumer fintech with a bank charter.

90 days

19.73

16.72 — 19.73

90 days prices the full head & shoulders plus Net interest margin. Invalidation 14.88.

Charts

Daily, hourly, weekly

Weekly

Wave 3 in progress

Markup in motion · Head & shoulders

See the diagram
Markup

Wave 3 · markup in motion · head & shoulders. Markup. Wave 3 often extends 1.618 of Wave 1. Do not fade strength until a 4-wave pullback prints.

Weekly candles · support / resistance / invalidation · wave tags on swings

Elliott — where we are

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. A
  7. B
  8. C

Wyckoff — Markup · Phase trend

  1. Accum.
  2. Markup
  3. Distrib.
  4. Markdown

Power of 3

  1. Accumulate
  2. Manipulate
  3. Expand

Levels

  1. Wave target21.50
  2. Next resistance18.96
  3. Resistance18.80
  4. Last18.73
  5. Fib 38.217.40
  6. Fib 5016.92
  7. Support16.80
  8. Fib 61.816.44
  9. Next support15.65
  10. Invalidation14.88

9.6% above support · 2.0% to resistance

If resistance breaks

18.96

A close through 18.80 opens 18.96. If 16.80 holds, walk it toward 21.50. That is the only add.

If support breaks

15.65

A close under 16.80 looks for 15.65. If 14.88 gives way, the next bid is 15.65. Do not invent a bounce until a higher-low prints and holds.

What to do

Trend is already paying. Buy dips against the last higher-low, do not fade it. Count: Wave 3 in progress. Next support 16.8000, then 15.6510. Resistance 18.7950, then 18.9600. Count dies under 14.8800.

No clean range — the tape is already expressing the last cause.

Elliott

Wave 3 — the meat

It already ran. The crowd arrives late. Pullbacks are shallow.

Wave 3 is the impulsive middle. It often extends 1.618 of Wave 1. Volume expands. The only sin is fading it because it 'already ran.' You do not call the top of a 3. You wait for a 4-wave rest that does not overlap Wave 1 territory.

Do not fade Wave 3. Add on shallow holds. The invalidation is the Wave 2 low.

Wyckoff

Markup — the easy part

Higher lows. The old ceiling is now the floor.

The range has done its job. Jumping the creek (range high) on volume is the sign of strength. Pullbacks to the old ceiling become support. This is where Wave 3 and markup rhyme. Ride it until a higher-low fails.

Buy dips against the last higher-low. The first failed higher-low is the warning that distribution may be starting.

Power of 3

PO3 — expand the other way

The box is gone. The move is underway.

After the raid, price leaves the range in the opposite direction. That is the distribute/expansion leg. It often aligns with Wave 3 or Wyckoff Phase E. You are late to the raid and on time for the trend.

Ride the expansion. The old box edge is now your invalidation. Do not fade the first impulse out of a raid.

Pattern

Head and shoulders

Three peaks. The middle is the head. The story is topping.

Left shoulder, higher head, right shoulder that cannot match. The neckline is the tell. A close under it projects the head-to-neck distance down. A failed H&S (reclaim of the neck) is a short squeeze — do not stay short that.

Wait for the neckline close. Target is measured. Failed breakdown = squeeze.